Medicare help · Twin Cities Metro
From Uptown to Northeast, Minneapolis has more Medicare plan choices than anywhere in the state — and more networks to get wrong. A patient, plain-English comparison earns its keep here.
No cost, no obligation, no pressure.
No cost, no pressure. Prefer to call? (702) 706-6564.
Medicare in Minneapolis
Hennepin County has the deepest Medicare menu in Minnesota: dozens of Medicare Advantage plans, every Medigap carrier, and the full Part D lineup. They ride on different networks — Allina’s Abbott Northwestern, M Health Fairview and the University of Minnesota Medical Center, Hennepin Healthcare, North Memorial — and the network is what decides whether a $0-premium plan is a bargain or a trap.
Cost plans left Hennepin County in 2019, so the choice is Medicare Advantage or Original Medicare with a Minnesota supplement. UCare’s statewide exit and Humana’s departure from Hennepin for 2026 sent a lot of Minneapolis households shopping; we help you compare what is actually offered at your ZIP code, check your prescriptions, and weigh Advantage against a Basic or Extended Basic supplement you can use anywhere.
Major care in the area includes:
Plan networks differ — we check that your doctors and hospital are covered before you enroll.
Uptown, Northeast, North Loop, Linden Hills, Longfellow, Nokomis, Kingfield, Camden, Edina, Richfield, St. Louis Park.
Turning 65? Your Initial Enrollment Period is the 7 months around your birthday. Already on Medicare? The Annual Election Period is Oct 15–Dec 7, and Medicare Advantage Open Enrollment runs Jan 1–Mar 31. Cost plans, where sold, accept enrollment year-round.
Your options
All-in-one Part C plans, often $0 premium, that use a local network — so your providers and prescriptions matter.
How Advantage worksBasic and Extended Basic supplements pair with Original Medicare and let you see any provider nationwide that accepts Medicare.
Basic vs Extended BasicStill sold in 21 Minnesota counties: a local network at home, Original Medicare everywhere else.
Where Cost plans remainStandalone drug coverage chosen around your medications. 2026 out-of-pocket cap: $2,100.
How Part D worksQuestions from Minneapolis
Availability changes by ZIP code, but most Minneapolis residents can choose among many Medicare Advantage plans, every Medicare supplement carrier licensed in Minnesota, and the full set of standalone Part D plans. We compare what is offered at your address and what fits your doctors and medications.
It depends on the specific plan’s network, and the contracts change every year. Before you enroll we confirm your providers at Allina, M Health Fairview, Hennepin Healthcare or North Memorial are in-network and your prescriptions are on the formulary, so there are no surprises in January.
Nothing. Independent agents are paid by the carriers when you enroll, so comparing plans and reviewing your coverage each year is free to you.
Nearby
Ready when you are
A short, friendly conversation — no pressure, no cost.
Written and reviewed by Darin Weidauer — licensed insurance agent (NPN 18580338), Gerontologist (USC Leonard Davis School of Gerontology), MBA, Registered Social Security Analyst, and 22-year U.S. Air Force veteran.Last reviewed September 3, 2026. Plan availability, benefits and costs change every plan year — verify current details at Medicare.gov, 1-800-MEDICARE, or Minnesota Aging Pathways at 800-333-2433.